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How to Detect a Fraudster Quickly

Scam Fraudster Thief Credit Card  - mohamed_hassan / Pixabay
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Scammers regularly come up with new ways to steal money. They can also steal confidential information to access accounts. Learn 5 common signs that can help you recognize the scammers.

1. Unexpected call.

A stranger call you by phone, sends you an SMS, an email, or a link in a messenger. He can introduce himself as an employee of a bank, police, store. It does not matter. If a stranger calls you, then he needs something. You won’t be able to check who is calling you quickly. The caller’s number may be modified during an incoming call. The accounts or websites of famous people or organizations can also be faked. So, you should be vigilant and don’t trust the word.

2. They talk to you about money.

The main goal of scammers is to gain access to money. You are offered to transfer all the funds to a “secure account,” to pay for “insurance to obtain a loan” or to invest your savings profitably. Stories may differ, but we are always talking about money which you can lose.

3. They ask for personal information.

The fraudster needs a “key” to the money in your accounts. These can be expiry date and CVV code on its back, passwords to your bank account, or mobile application. A real bank employee will never ask for personal information, such as PIN codes and passwords, over the phone. When the bank notices a dubious payment from your account, a bank’s representative will contact you to confirm or reject the transaction. No sensitive data is required for this. If somebody requests it, be sure that they are not calling from the bank.

4. They try to cause emotional distress.

Scammers try to scare you or make you happy. They reduce the vigilance of a potential victim. For example, they say: “Your online banking has been hacked!” You may be overwhelmed by the news about winning the lottery. In return, you will have to “just pay a small fee.” And they will make you fill in a credit card number on the site. Fraudsters create fake pages that steal card data and gain access to bank accounts.

5. You are under pressure.

Fraudsters are always in a hurry to give you no time to think about the situation. You are given conditions: “now or it will be late.” It is suspicious if you are not given the right to choose, and you are compelled to act immediately. If you feel psychological discomfort, it is better to stop communicating immediately. After all, the longer you talk to the fraudster, the more he will put pressure on you. The deceivers have prepared answers to all your questions, which only escalates the situation.

Never make hasty decisions, especially if they concern your finances. Always take a break to figure out what’s going on. Make it a rule to double-check any information in the original source.